Cherry
A short application with monthly payment plans if approved. Apply online in minutes through our practice link.
Apply with CherryPaying for it
Financing, explained properly
A soft credit check to see what you qualify for, and a monthly figure you see before you commit to anything. No fee from us for using it.
1
Get your written quote
At the consult, in writing, all-inclusive. You cannot sensibly finance a number you do not have yet.
2
Apply from your phone
Cherry has an online application through our practice link. CareCredit and Affirm are arranged with us directly. Applications start with a soft check, so there is no impact on your score.
3
Pick a term you can hold
You see the monthly figure for each available length before you accept. Shorter costs less overall; longer costs less per month.
Three ways to finance
Apply with Cherry online now, or ask us about CareCredit and Affirm and we will point you to the right one for your treatment.
CareCredit
A health and wellness credit card accepted at the practice. Contact us and we'll walk you through using it for your treatment.
Ask about CareCreditAffirm
Affirm payment plans are available on select purchases. Contact us and we'll point you to the right checkout for your treatment.
Ask about AffirmMonthly figures shown on this site are estimates. Approval, rates and terms are set by the financing provider.
What it works out at
Estimates over a standard term, for illustration. Your actual offer depends on the amount, the term and your credit.
These figures assume a standard term with no promotional rate and are illustrative only. They are not an offer of credit. The financing provider sets the terms, and the offer shown to you at application is the one that counts.
Why financing sits here rather than in a menu
Cost is the biggest silent objection in aesthetics, and the answer to it should sit next to the price, not two menus away.
So every price on this site carries a monthly figure beside it, and every procedure page links here.
The honest advice
Finance a procedure you would have had anyway, at a term you can clear comfortably. Do not stretch a term to afford something bigger than you planned. The interest on a five-year cosmetic loan is real money, and the procedure will not feel better for having cost more.
If the number is uncomfortable, say so at the consult. Staging a plan across two years, starting with the part that changes the most, is a completely reasonable thing to do and we will help you work out which part that is.
Financing questions
Which financing options do you offer?
Cherry, CareCredit and Affirm. Cherry has an online application through our practice link. CareCredit and Affirm are handled with us directly, so contact the practice and we will point you to the right option for your treatment.
Does applying hurt my credit score?
No. Checking what you qualify for starts with a soft credit check, which does not affect your score. A hard check only happens if you decide to go ahead, and you will be told before that point.
What if I am declined?
It happens, and it is not the end of the conversation. A smaller first stage, a different procedure, or a deposit-and-schedule arrangement are all things we can discuss. Nobody will be embarrassed about it at the front desk, because the front desk is not where we have that conversation.
Is there a 0% option?
Some plans carry promotional 0% terms for qualifying applicants. Whether you get one depends on your credit, the amount and the plan length, and we will show you the actual offer rather than advertising the best case.
Can I pay part now and finance the rest?
Yes, and it often gets you a better term. Splitting a procedure across a deposit and a shorter financed balance usually costs less in total than financing the whole amount.
Are there fees on top?
Not from us. The financed amount is your written quote, and there is no surcharge for paying that way. Any interest is set by the lender and shown to you before you accept.
Book a consultation
The consultation is $150, takes about twenty minutes, and ends with a written quote you can take home. No same-day pressure.
One consultation. A written quote. No same-day pressure.
Meet Dr. Ryan Ramos, get an honest read on whether the thing you want is the thing you need, and leave with pricing in hand.